Sophisticated Yet Approachable
Asset management, wealth management, and financial planning, coupled with first-class customer service.
Our Commitment to You
Hermosa builds long-standing client partnerships with a thoughtful, responsive, and earnest approach, and as a Registered Investment Advisor, Hermosa acts under the Fiduciary Standard of care, which means we act solely in the client’s best interest when providing personalized financial advice.
- We help identify optimal financial options for your unique needs
- We educate and guide you through investment options
- We return promptly all emails and phone calls
- We are fully transparent and provide a thorough explanation of all fees
- We are committed to integrity and the highest ethics
Hermosa takes pride in our work and in providing value to clients. We strive to provide first-class service, to serve as a trustworthy partner, and to deliver an exceptional customer experience. We avoid unproven strategies, costly investments, and thoroughly examine and evaluate each individual situation with resolute determination. Our reputation rests on our effort, follow-through, and steadfast research of investment vehicles, investment portfolio design and analysis, and fully transparent communication. We thoroughly evaluate investment vehicles and investment managers to understand the strategies and tactics they apply, to make informed investment decisions. We believe these processes will enhance our ability to serve you.
Our Approach
Listening
We listen to and engage with our clients to determine short and long-term goals, to evaluate risk tolerance, and to establish clear goalposts for success. To obtain the optimum investment portfolio, we evaluate your tax circumstances, determine your risk appetite, and match your profile to a suitable investment portfolio. Hermosa will also help identify any investment vehicles or industries you may want to avoid, and can provide ethical, thematic, and sustainable investment options if desired. We are in constant communication with our clients to identify any tax changes, risk appetite shifts, and goal modifications. We are comfortable managing changes and stand ready to serve you.
Financial Planning
Our integrated wealth management and financial planning process analyzes all aspects of your financial life. This includes understanding your complete financial picture, including assets, liabilities, liquidity needs, savings, cash flow, estate planning, taxes, retirement planning, and education planning, among others. At Hermosa, we believe financial planning is about you, not just your money. In addition to potential investment returns, financial planning can enable you to use your wealth to achieve your goals and aspirations while providing tranquility, calm, and confidence.
Implementation
Once we have a clear picture of your financial status and goals, we will implement a tailored investment plan, which is regularly monitored and analyzed for additional opportunities and optimal performance. Hermosa will identify tax-advantaged strategies, select a suitable asset allocation using broadly diversified investments, and will apply cost-effective recommendations. Operating under the Fiduciary Standard, we will provide recommendations acting solely in our clients’ best interests.