We listen to and engage with our clients to determine short and long-term goals, to evaluate risk tolerance, and to establish clear goalposts for success. To obtain the optimum investment portfolio, we evaluate your tax circumstances, determine your risk appetite, and match your profile to a suitable investment portfolio. Hermosa will also help identify any investment vehicles or industries you may want to avoid, and can provide ethical, thematic, and sustainable investment options if desired. We are in constant communication with our clients to identify any tax changes, risk appetite shifts, and goal modifications. We are comfortable managing changes and stand ready to serve you.
Our integrated wealth management and financial planning process analyzes all aspects of your financial life. This includes understanding your complete financial picture, including assets, liabilities, liquidity needs, savings, cash flow, estate planning, taxes, retirement planning, and education planning, among others. At Hermosa, we believe financial planning is about you, not just your money. In addition to potential investment returns, financial planning can enable you to use your wealth to achieve your goals and aspirations while providing tranquility, calm, and confidence.
Once we have a clear picture of your financial status and goals, we will implement a tailored investment plan, which is regularly monitored and analyzed for additional opportunities and optimal performance. Hermosa will identify tax-advantaged strategies, select a suitable asset allocation using broadly diversified investments, and will apply cost-effective recommendations. Operating under the Fiduciary Standard, we will provide recommendations acting solely in our clients’ best interests.